Jamaican techpreneur Michael Ramsay has co-founded Yorka, a UK-based AI platform already working with advisory firms managing over £30 billion in assets, helping businesses become investment, lending and exit-ready by transforming fragmented financial information into structured, decision-ready outputs — proving that Caribbean-born innovation is shaping the future of global capital access.
Jamaican entrepreneur Michael Ramsay has co-founded Yorka, a UK-based artificial intelligence platform helping businesses become investment, lending and exit-ready — and it is already operating at the highest levels of global finance.
Yorka is now embedded with advisory firms and acquirers across the UK wealth management industry representing over £30 billion in assets under management. The platform was co-founded alongside British mergers and acquisitions specialist Steven McLean, Principal of AND Capital Projects, a mid-market corporate finance firm.
At its core, Yorka solves a problem familiar to businesses across the Caribbean and beyond — viable companies losing access to capital not because they lack potential, but because their financial information is fragmented and difficult for investors to act on. The platform's AI agents automate those critical preparation workflows, transforming raw business data into clean, decision-ready outputs.
Built using retrieval-augmented generation (RAG) techniques and sophisticated validation layers, Yorka significantly reduces the AI hallucination risks that make general-purpose tools unsuitable for high-stakes financial environments. The platform has been refined within live environments since mid-2025, with the founders remaining largely self-funded.
Ramsay brings corporate and investment banking experience across Jamaica and the UK, an MBA from Heriot-Watt University, and an MSc in Applied Artificial Intelligence from Aston University. He is also the founder of AI consultancy TalkAI Global and the author of AI for Business Leaders: A Practical Guide for Business Growth and Success.
• Yorka co-founded by Jamaican entrepreneur Michael Ramsay and British M&A specialist Steven McLean, Principal of AND Capital Projects • Platform works with advisory firms representing over £30 billion in assets under management • Built using retrieval-augmented generation (RAG) techniques to reduce AI hallucination risks • Operational in live environments since mid-2025 • Ramsay holds an MBA from Heriot-Watt University and an MSc in Applied AI from Aston University • Ramsay is founder of TalkAI Global and author of AI for Business Leaders: A Practical Guide for Business Growth and Success
Yorka is working with UK advisory firms and acquirers managing over £30 billion in assets under management.
Michael Ramsay co-founded Yorka with Steven McLean, Principal of AND Capital Projects.
Platform prepares businesses for investment, lending, and exit readiness by structuring financial data.
Yorka operates from the UK, serving wealth management and corporate finance sectors globally.
Transforms fragmented financial information into structured, decision-ready outputs for capital providers.
Yorka bridges the gap for viable businesses losing capital access due to poor data presentation, impacting high-stakes UK finance.
Caribbean-born Michael Ramsay's innovation scales to £30B+ AUM firms, highlighting global influence of Jamaican tech talent.
Quiet launch already secures partnerships in wealth management, signaling rapid traction in AI-driven corporate finance.
For the Caribbean, Yorka represents more than a fintech success story — it is proof that world-class, capital-market innovation can be conceived and built by Caribbean talent on the global stage. Ramsay's journey from Jamaica's corporate and investment banking sector to co-founding a UK-based AI platform already embedded within firms managing over £30 billion in assets underscores a growing reality: the region's entrepreneurs are not just participating in the AI revolution — they are helping to architect it.
The platform directly addresses a pain point that resonates deeply across the Caribbean business landscape, where viable companies routinely struggle to access capital not from lack of merit, but from lack of preparation. By automating the workflow between businesses and capital providers, Yorka could open doors for entrepreneurs far beyond the UK — including those across the Caribbean seeking investment, lending, or exit pathways.
Predictions: • Yorka's capital-readiness model is likely to attract interest from Caribbean diaspora business networks and regional development finance institutions seeking scalable fintech solutions. • As AI adoption accelerates across Caribbean financial services, Ramsay's dual expertise in investment banking and applied AI positions him as an increasingly influential voice in regional economic policy conversations. • The platform's RAG-based approach to reducing AI hallucination risks may set a compliance benchmark that other fintech entrants serving regulated Caribbean markets will need to match.
Viewpoint:
There is a particular kind of ambition that the Caribbean exports quietly — and Michael Ramsay is its latest, sharpest example.
The Jamaican entrepreneur did not arrive at Yorka by accident. Investment banking experience across Jamaica and the UK, an MBA from Heriot-Watt University, an MSc in Applied Artificial Intelligence from Aston University, a published book on AI for business leaders, and a running AI consultancy — each credential a deliberate step toward the platform he has now built alongside British M&A specialist Steven McLean.
The result is a tool already trusted by advisory firms managing over £30 billion in assets. That is not potential. That is performance.
Ramsay's diagnosis of the capital access problem is one Caribbean entrepreneurs will recognise immediately: "Most businesses are closer to capital than they think. The issue is not always whether a business is viable. It is understanding what capital providers require and being able to present it in a manner they can act on."
That friction — between viable Caribbean businesses and the capital they deserve — is not new. What is new is that a Caribbean-born technologist has engineered a credible, institutionally validated answer to it.
The sharper question for the region is not whether Yorka works. It is whether Caribbean businesses and institutions will move quickly enough to benefit from what one of their own has built.
Michael Ramsay did not stumble into success. The Jamaican professional built his foundation methodically — investment banking experience, an MBA from Heriot-Watt University, an MSc in Applied AI from Aston University, and a published guide to AI for business leaders. Then he co-founded Yorka, an AI platform that helps SMEs structure their financials into formats institutional investors can actually act on.
The firms using it now manage over £30 billion.
That last detail matters. This is not a promising startup. It is a proven product solving a real problem at institutional scale.
The problem it solves is one the Caribbean knows intimately. SMEs across the region lose access to capital every day — not because their businesses are unviable, but because their financial presentation does not meet the standards investors require. Ramsay built the solution. He built it in Britain.
That is the question Caribbean governments and institutions need to sit with. The region is exceptionally good at producing talented, driven, globally competitive professionals. It is considerably less good at creating the conditions — the funding ecosystems, the regulatory frameworks, the institutional appetite for risk — that might keep that talent, and the value it creates, closer to home.
Michael Ramsay's story is worth amplifying. But amplification is the easy part. The harder work is making sure the next version of this story ends differently.
EDITOR’S NOTE: This report includes information provided via a press release from Yorka PR.
Verified by Caribbean360's AI-powered fact-checking
SACD sparked vital conversations on AI and Caribbean identity at Tech Week 2026. Discover key insights from this landmark digital festival. Read more.
Dr. Niven Narain honored for transforming drug discovery with AI-driven innovation. Learn how this Guyanese-American biotech pioneer is changing medicine.
CIBC Caribbean's new mobile platform lets small businesses open bank accounts 100% online across 5 territories. No branch visits needed. Learn more today.